Income & Expenses

Spend some of your spare time increasing your income.
Pay off any consumer debt or loans as quickly as possible.
Don’t buy anything you don’t need or can’t afford.
Don’t spend a lot of money on depreciating assets, like cars.
Pay your bills promptly and in the most efficient manner.

Saving & Investing

Invest at least 10% of your net, before you pay [...]

Continue reading 'Quick Tips for a Better Life' »

Despite the downturn in the economy, most wealthy people are still living pretty large.  This happens throughout history.  The working classes lose the most in a recession, while the wealthy seem to ride it out in style.  Sure, a couple of rich people will lose their fortunes, but it’s nothing compared to the millions of hard working [...]

Continue reading 'Living Large on what you Earn' »

I just watched a great show on ABC Friday night called Un-Broke. In case you missed it, this was a special that included stars Will Smith, The Jonas Brothers, Rosario Dawson, Samuel L. Jackson, Cedric the Entertainer, Seth Green and many others. The show was hosted by Mellody Hobson, a contributor to Good Morning America and [...]

Continue reading 'How to get Un-Broke by Watching TV' »

I recently had a conversation with someone who was trying to pay off student loans and credit cards, while still trying to lead a normal life.  His comment was “whenever I talk about going on a budget, everyone in my family gets upset and calls me a cheapskate”.  Being a reformed cheapskate myself, I can relate to this.
So, [...]

Continue reading 'The 10-20-70 Plan for Paying Off Debt' »

Since it’s coming up on Mother’s Day, I thought I would tell the story of my Mom, who gave me life and so much more.  I’ve never posted about my family before, because I respect their privacy.  But, my Mom’s story is so inspirational that I just had to share it with you.
Happy Mother’s Day
First, [...]

Continue reading 'What I learned from my Mom' »

I have been posting for years about the deceptive practices of the credit card industry.  This was one of the first topics I wanted to write about when I started my blog.  I have strong personal feelings against the abuse of consumers and the credit card industry has consistently been one of the most abusive.
Related Posts
Credit [...]

Continue reading 'Stopping Credit Card Deception' »

There is a small but growing revolution in America right now.  Taxpayers are becoming fed up with the Government’s constant cycle of waste, deficit spending and raising taxes.  Many citizens are struggling to make ends meet and they cannot afford higher taxes.  Others are concerned for their children and grandchildren, who could be paying off [...]

Continue reading 'Taxation Without Representation' »

I have had my fair share of good and bad luck.  And, this has definitely affected my finances in a substantial way.  So, I thought I would dedicate a post to luck and it’s effect on our finances. 
When Good Luck Strikes
Last month, I had one of the luckiest days of my entire career.  I received [...]

Continue reading 'The Effect of Luck on Finances' »

How does one go about developing a Wealthy Mindset?
Ignore Social Conditioning

Money is not the root of all evil.
Desiring wealth does not make someone greedy.
Most crime is perpetrated by the impoverished.
Jobs and opportunities are created by the wealthy.

If you have any negative beliefs about money, it will definitely limit your ability to become wealthy.  You may not even know [...]

Continue reading 'Developing a Wealthy Mindset' »

Last week, I visited with a friend of mine that I had worked with for almost a decade.  We have a number of things in common including a very positive attitude and a general belief that life is a blessing.  It’s no coincidence that we have both been through our share of good times and tough times.
The bulk [...]

Continue reading 'What’s Your Financial Priority?' »